Car Insurance

Your coverage options

As your Independent Insurance Agent, we can tailor your policy to fit your needs and budget.

Protecting yourself

Liability : If someone is hurt or their property is damaged in an accident, your liability limits will help pay for covered damages and expenses, including court costs if you are sued

Medical Payments Protection : For accident related medical expenses up to the policy limits for anyone injured while in your car, regardless of who's at fault. 

Uninsured/Underinsured Motorists : If you're injured in an accident caused by someone with minimal or no insurance, your Uninsured/Underinsured Motorists coverage will protect you and any passengers in your vehicle up to your policy limit.

Protecting your car

Collision : This coverage protects your car if it's damaged from hitting another vehicle or object.

Comprehensive : This coverage protects your car from theft, vandalism, fire, or severe weather events such as windstorms, hail or flood.

How your deductible works

A car insurance deductible is what you pay out of pocket to repair your car if you have an accident or claim.

 

For example, if you have a $500 deductible and $2,000 in repair costs, you'll pay $500 and your insurance company will pay the remaining $1,500.

 

You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires a greater out-of-pocket expense should you have an accident.

Looking for Car Insurance Discounts?

If you bundle your policies you receive a discount, but there is so much more than bundling... 

  • Paperless or E-Documents

  • Paid in Full

  • Automatic Payments

  • Low Mileage

  • Advanced Quote

  • Continuous Insurance

  • Safe Driver

  • Claims Free

  • Violation Free

  • IntelliDrive

  • RightTrack

  • Claims Free Cash Back Rewards

  • The more policies you bundle, the more you save!

Making the process easier

Accident Forgiveness : If you purchase this additional protection, the first accident on your policy is waived.

Loan/Lease Coverage : Helps cover any unpaid amount on the loan or lease minus the actual cash value of the vehicle.

 

Roadside Assistance : From a jump-start to a tow, most of our carriers offer Roadside Assistance for as low as $1/month!

 

Rental Reimbursement : Pays for a rental car up to the limit purchased when you are involved in an accident and your vehicle is not drivable and in for repairs due to a covered claim.