Car Insurance
Your coverage options
As your Independent Insurance Agent, we can tailor your policy to fit your needs and budget.
Protecting yourself
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Liability : If someone is hurt or their property is damaged in an accident, your liability limits will help pay for covered damages and expenses, including court costs if you are sued
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Medical Payments Protection : For accident related medical expenses up to the policy limits for anyone injured while in your car, regardless of who's at fault.
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Uninsured/Underinsured Motorists : If you're injured in an accident caused by someone with minimal or no insurance, your Uninsured/Underinsured Motorists coverage will protect you and any passengers in your vehicle up to your policy limit.
Protecting your car
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Collision : This coverage protects your car if it's damaged from hitting another vehicle or object.
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Comprehensive : This coverage protects your car from theft, vandalism, fire, or severe weather events such as windstorms, hail or flood.
How your deductible works
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A car insurance deductible is what you pay out of pocket to repair your car if you have an accident or claim.
For example, if you have a $500 deductible and $2,000 in repair costs, you'll pay $500 and your insurance company will pay the remaining $1,500.
You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires a greater out-of-pocket expense should you have an accident.


Looking for Car Insurance Discounts?

If you bundle your policies you receive a discount, but there is so much more than bundling...
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Paperless or E-Documents
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Paid in Full
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Automatic Payments
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Low Mileage
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Advanced Quote
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Continuous Insurance
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Safe Driver
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Claims Free
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Violation Free
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IntelliDrive
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RightTrack
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Claims Free Cash Back Rewards
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The more policies you bundle, the more you save!
Making the process easier
Accident Forgiveness : If you purchase this additional protection, the first accident on your policy is waived.
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Loan/Lease Coverage : Helps cover any unpaid amount on the loan or lease minus the actual cash value of the vehicle.
Roadside Assistance : From a jump-start to a tow, most of our carriers offer Roadside Assistance for as low as $1/month!
Rental Reimbursement : Pays for a rental car up to the limit purchased when you are involved in an accident and your vehicle is not drivable and in for repairs due to a covered claim.