Your coverage options
As your Independent Insurance Agent, we can tailor your policy to fit your needs and budget.
Liability : Coverage for if someone makes a claim against you for accidentally causing an injury-for example someone is hurt in your yard. The cost to defend you is also included
Your Home : Your home will be protected against losses from events such as fire or lightning; weight of ice, snow or sleet; windstorms; hail; theft or vandalism; and more.
Your Belongings : Coverage available for Landlord furnishings. If your personal possessions - including furniture and appliances - are damaged or stolen as a result of a covered loss, your "Personal Property" coverage limit will cover these items to be repaired or replaced.
Additional coverages and benefits
Extended Liability : Extended coverage available for property-management firms, limited-liability corporations, limited partnerships and limited-liability partnerships.
Extended Dwelling Coverage : Provides up to an additional 25% of Coverage A should repair or replacement costs exceed the policy amount. (Dwelling must meet certain qualifications)
How your deductible works
A home insurance deductible is what you pay out of pocket to repair or rebuild your home, outbuildings and/or personal property when you suffer a covered loss.
For example, if you have a $1,000 deductible and $10,000 in repair costs for a covered loss, you'll pay $1,000 and your insurance company will pay the remaining $9,000.
You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires a greater out-of-pocket expense should you have a covered loss.
Looking for Landlord Insurance Discounts?
If you bundle your policies you receive a discount, but there is so much more than bundling...
Paperless or E-Documents
Burglar Alarm (including Smart Alarm Discounts)
The more policies you bundle, the more you save!
Making the process easier
24-Hour Claims Assistance : Should you ever need to file a claim, help is just a click away or by calling your chosen insurance carrier. Our partners offer fast, fair, hassle-free claims service & are available 24/7 to assist you.