Classic Car Insurance
Your coverage options
As your Independent Insurance Agent, we can tailor your policy to fit your needs and budget.
Protecting yourself
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Liability : If someone is hurt or their property is damaged in an accident, your liability limits will help pay for covered damages and expenses, including court costs if you are sued
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Medical Payments Protection : For accident related medical expenses up to the policy limits for anyone injured while in your car, regardless of who's at fault.
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Uninsured/Underinsured Motorists : If you're injured in an accident caused by someone with minimal or no insurance, your Uninsured/Underinsured Motorists coverage will protect you and any passengers in your vehicle up to your policy limit.
Protecting your car
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Collision : This coverage protects your car if it's damaged from hitting another vehicle or object.
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Comprehensive : This coverage protects your car from theft, vandalism, fire, or severe weather events such as windstorms, hail or flood.
How your deductible works
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A car insurance deductible is what you pay out of pocket to repair your car if you have an accident or claim.
For example, if you have a $500 deductible and $2,000 in repair costs, you'll pay $500 and your insurance company will pay the remaining $1,500.
You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires a greater out-of-pocket expense should you have an accident.
Making the process easier
Guaranteed Value (agreed value) : Protecting your classic or antique car just got easier with "guaranteed" value coverage for total losses. This eliminates the potential out of pocket expenses (except for a deductible) for clients and there are no surprises or disputes over the vehicle value.
Expert claims handling : Claims team is trained in the art of classic vehicle repairs, with a Parts Specialist on staff to find rare parts! Clients also get to choose their own repair shop.
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