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Classic Car Insurance
Your coverage options
As your Independent Insurance Agent, we can tailor your policy to fit your needs and budget.
Protecting yourself
Liability : If someone is hurt or their property is damaged in an accident, your liability limits will help pay for covered damages and expenses, including court costs if you are sued
Medical Payments Protection : For accident related medical expenses up to the policy limits for anyone injured while in your car, regardless of who's at fault.
Uninsured/Underinsured Motorists : If you're injured in an accident caused by someone with minimal or no insurance, your Uninsured/Underinsured Motorists coverage will protect you and any passengers in your vehicle up to your policy limit.
Protecting your car
Collision : This coverage protects your car if it's damaged from hitting another vehicle or object.
Comprehensive : This coverage protects your car from theft, vandalism, fire, or severe weather events such as windstorms, hail or flood.
How your deductible works
A car insurance deductible is what you pay out of pocket to repair your car if you have an accident or claim.
For example, if you have a $500 deductible and $2,000 in repair costs, you'll pay $500 and your insurance company will pay the remaining $1,500.
You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires a greater out-of-pocket expense should you have an accident.
Making the process easier
Guaranteed Value (agreed value) : Protecting your classic or antique car just got easier with "guaranteed" value coverage for total losses. This eliminates the potential out of pocket expenses (except for a deductible) for clients and there are no surprises or disputes over the vehicle value.
Expert claims handling : Claims team is trained in the art of classic vehicle repairs, with a Parts Specialist on staff to find rare parts! Clients also get to choose their own repair shop.