Travel Trailer / Motor Home Insurance

Your coverage options

As your Independent Insurance Agent, we can tailor your policy to fit your needs and budget.

Protecting yourself

Liability : If someone is hurt or their property is damaged in an accident, your liability limits will help pay for covered damages and expenses, including court costs if you are sued

Medical Payments Protection : For accident related medical expenses up to the policy limits for anyone injured while in your camper, regardless of who's at fault. 

Uninsured/Underinsured Motorists : If you're injured in an accident caused by someone with minimal or no insurance, your Uninsured/Underinsured Motorists coverage will protect you and any passengers in your vehicle up to your policy limit.

Protecting your camper

Collision : This coverage protects your camper if it's damaged from hitting another vehicle or object.

Comprehensive : This coverage protects your camper from theft, vandalism, fire, or severe weather events such as windstorms, hail or flood.

How your deductible works

An RV insurance deductible is what you pay out of pocket to repair your camper if you have an accident or claim.

 

For example, if you have a $500 deductible and $2,000 in repair costs, you'll pay $500 and your insurance company will pay the remaining $1,500.

 

You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires a greater out-of-pocket expense should you have an accident.

Looking for RV Insurance Discounts?

If you bundle your policies you receive a discount, but there is so much more than bundling... 

  • Paperless or E-Documents

  • Paid in Full

  • Automatic Payments

  • Advanced Quote

  • Continuous Insurance

  • Safe Driver

  • Claims Free

  • Violation Free

  • Original Owner

  • Homeowner

  • The more policies you bundle, the more you save!

Making the process easier

Total Loss Replacement : If you purchase this additional protection, your "totaled" RV will be replaced with a new model of similar make & quality.

Full Timer's Package : Offers extra coverage for customers who use an RV as their home.

 

24-hour Roadside Assistance : Provides assistance for disabled vehicles and you can rest assured a tow truck that can handle your RV will be dispatched!